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Francis "Frank" Kowal

Sales Associate Residential Real Estate
Belleair Bluffs, FL 33770
Office: 727-418-0413 I am dedicated to delivering the personalized service, exceptional communication and professional expertise that will give you successful results.
  • Serving the coastal communities of the Tampa Bay area, with emphasis on waterfront properties, my principal focus is assisting clients make sound real estate decisionsl
  • Having lived and worked abroad, managing engineering infrastructure, tourism and housing projects in Latin America, Africa, the Middle East and Asia for more than 25 years, I undersatnd both sides of the real estate business.
  • I always return telephone calls , faxes and e-mails promptly--guaranteed!


  • Certified International Property Specialist (CIPS)
  • Certified e-PRO internet marketing specialist (e-PRO)
  • Certified Previews Int. (luxury homes) Specilaist
  • Affiliate, National Association of Estate Agents (UK)
  • Holds certified Cendant Mobility Marketing, Referral, Inventory and Affinity Specialist designations.


  • The elite Certified International Property Specialist (CIPS) designation is held by less than 1500 Realtors worldwide.


  • English
  • Spanish